Finance

The Shareline and Launchpad solutions service different lender needs.

The Shareline solution gives you access to our proprietary systems and our funding lines. Allowing you to log into our Shareline Portal where you’ll be able to submit loan applications, obtain automated term sheets, manage work flows, and see a real time processing/closing check list.
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The Launchpad solution gives you everything the Shareline solution provides, while also delivering to you more robust support in the form of brand development, leads, and training
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Defining The Relationship

Roles and Responsibilities

What You Do:

Brand Solidifaction:

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What Shareline Does:

What Shareline Won’t Do:

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“With the Shareline solution, they are YOUR borrowers, not OUR borrowers!” - CEO, Allen Shayanfekr

Qualifying Parameters

Partnership Factors
Qualifying
Factor

Minimum $1,000,000 Monthly Origination Volume
YOUR Experience + Our Funding Power = Success

Minimum 2 Year Lending Track Record
$1 Million
Coverage

Errors & Omissions Insurance Coverage
LENDING CRITERIA
RESIDENTIAL (1-4 FAMILY)
MULTI-FAMILY & MIXED-USE
Max Loan to Value
 80% (Purchase), 70-75% (Refinance) 80% (Purchase), 70-75% (Refinance)
Construction Financing
 Up to 90% Up to 90%
Minimum Rates
 8.5% (8.25% in California) 9% (8.75% in California)
Shareline Origination Fee
 $500.00 $500.00
Yield Maintenance
 3-6 Months 3-6 Months
Loan Term
 12-24 Months 12-24 Months
Loan Size
 $100,000 - $5,000,000 $100,000 - $5,000,000

Partnership Financials

The Economics of the Deal

Cost to Lender

  • Origination Fee:
    Shareline’s Origination Fee
    $500.00
  • Rate + Premium Split
    Shareline’s Interest rate
    Shareline’s Servicing Premium Split
    8.5%
    50/50
  • *For any interest rates charged to the borrower above 8.5%, the difference is split 50/50 between Lender and Shareline. The Servicing Premiums Split will be paid to Lender 7-10 business days after the loan has matured and been paid in full

Example

  • Loan Terms
    Loan Amount
    Origination Fee
    Annual Interest
    Loan Term
    $250,000.00
    $10,000.00 (4%)
    $31,250.00 (12.5%)
    12 Months
  • Shareline Economics
    Shareline Origination Fee
    Shareline Interest Rate
    Shareline Servicing Premium Split
    Shareline Total
    $500.00
    $21,250.00 (8.5%)
    $5,000.00 (12.5% - 8.5% = 4% * 0.5 = 2%)
    $26,750.00
  • Lender’s Economics
    Origination Fee
    $10,000 (4%)
    Shareline Origination Fee
    -$500
    Interest Rate Split
    (12.5% - 8.5% = 4%), (4%* .5 = 2%)
    $5,000 (2%)
    Total Revenue to Lender
    $14,500.00

Funding Capabilities

Loan Programs

LENDING CRITERIA
Bridge Loans
Mid-Term Loans
Residential Long Term Loans
*Jumbo Bridge Loans
*Portfolio Mid-term Loans
Asset Classes
 Residential Multi-Family Mixed-Use Retail/office Residential Multi-Family Mixed-Use Residential Residential Multi-Family Mixed Use Retail/office Residential Multi-Family (Minimum 5 Properties Needed)
Term
 12, 18, & 24 Months 24, 30, & 36 Months 3/1 Arm, 5/1 Arm, 7/1 Arm & 15/30 Year Fixed 12, 18 & 24 Months 5, 10, 20 & 30 Years
Loan Purpose
 Cash Out, Partnership Buyout Bridge to Construction Rehab Ground Up Construction Cash Out, Partnership Buyout Bridge to Bank/Agency Loan Cash Out, Partnership Buyout Stabilization Cash Out, Partnership Buyout, Bridge to Construction Rehab and Construction Cash Out, Partnership Buyout Stabilization
Occupancy
 None Required Residential – 100% Occupied 5+ Units – 75% Occupied Residential – 100% Occupied None Required (C/O Required) Overall – 75% Occupancy at Close and 1.20% DSCR
Loan Size
 $100,000-5,000,000 $100,000-5,000,000 $100,000-5,000,000 $3,000,000-15,000,000 $250,000-20,000,000
Loan To Value
 80% 75% 75% 75% 75%
Pre-Payment Lockdown
 3-6 Months 3-6 Months 3-6 Months 3-6 Months 3-6 Months

FAQs

Frequently Asked Questions

Shareline
As a Shareline lender you will be responsible for all processing, borrower relationships, all communications, document collection and preparation of all loan packages.
Anything above our floor origination fee (1.0%) will be paid to lender. You can earn 50% of the service premium above the floor rate (8.5%) for loans you originate (service premium is paid upon loan maturity and satisfaction).
Closing will be vested in the lender name and assigned to Sharestates at the closing table.
All vendors must be assigned from the Shareline approved list.
Once a loan is funded, the loan will be transferred to Sharestates or an approved 3rd party servicer for Sharestates. Borrower payments will be deducted from their approved bank accounts monthly via ACH.
If all guidelines are followed, you have no responsibility for the loan once it’s originated and sold.
Service Premium is paid at the end of the loan maturity when the loan is successfully repaid by the borrower.
Yes – Qualifying Shareline Lenders will need to maintain a $500,000 net worth.
Launchpad
You will be responsible for all processing, borrower relationships, all communication, document collection and preparation of all loan packages.
Closing will be vested in the lender name and assigned to Sharestates at the closing table.
All vendors must be assigned through Launchpad.
Depending on the loan program, the servicing agent will either be Sharestates or an independent third party.
If all guidelines are followed, you have no responsibility for the loan once it’s originated and sold.
The service Premium is paid at the end of the loan maturity when the loan is successfully repaid by the borrower.
Yes, depending on geographic location.
No, all communication will be with the Launchpad client. We will not communicate with your borrowers, ever.

Getting Started

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Getting Started

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Sharestates
LEGAL
GETTING STARTED
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COMPANY
Get in touch
Greetings@sharestates.com
1 212 201 0750
8 Bond Street, Suite 100,
Great Neck,
NY 11021

© 2024 Sharestates.com
Sharestates is intended only for accredited investors (for persons residing in the U.S.), and for persons residing abroad in jurisdictions where securities registration exemptions apply.

The summary information found on www.Sharestates.com is an overview only. The information here does not constitute an offer to sell or a solicitation of an investment in the projects described herein. No sales of the securities will be made or commitment to purchase accepted until delivery of an offering circular that includes complete information about the issuer and the offering. Prospective investors are strongly encouraged to consult with their tax and legal advisers before making any purchases. Further, all investors should carefully review their relevant offering materials before making a purchase. The offering documents may vary in detail and thus should be reviewed separately for each project.

Sharestates does not make investment recommendations, and no communication through this website or in any other medium should be construed as such. Investment opportunities posted on this website are “private placements” of securities that are not publicly traded, are subject to holding period requirements, and are intended for investors who do not need a liquid investment. Private placement investments are NOT bank deposits (and thus NOT insured by the FDIC or by any other federal governmental agency, are NOT guaranteed by Sharestates, and MAY lose value.

These materials include forward-looking statements covered by the Private Securities Litigation Reform Act of 1995. Because such statements deal with future events, they are subject to various risks and uncertainties and actual results could differ materially from each issuers current expectations. Although not an exclusive list, forward-looking statements can be identified by words such as anticipates, projects, expects, plans, intends, believes, estimates, targets, and other similar expressions that indicate trends and future events.

While each issuer's Manager believes the expectations portrayed by the forward-looking statements are reasonable, guarantees of future results, levels of activity, and performance cannot be made. Furthermore no person or entity assumes responsibility for the accuracy of the statements made herein. No person or entity is under an obligation to update any of the forward-looking statements found on this website to conform them to actual results.

Neither the SEC nor any state securities commission or regulatory authority approved, passed upon, or endorsed the merits of these offerings.

Except as otherwise required by law, and only to that extent, neither we nor any person or entity assumes responsibility for the statements found on this website. Sharestates' services do not constitute crowd funding" as described in Title III of the Jumpstart Our Business Startups Act JOBS Act.

Average projected gross annual returns represent the average projected gross annual return for each funded offering to date. Past performance is no guarantee of future results and may not reflect potential deductions for fees which may reduce actual realized returns. Any historical returns may not reflect actual future performance and any investor on Sharestates may experience different results from those shown. Projected Terms are based upon the anticipated redemption or maturity date of the corresponding project investment. All securities offered on Sharestates involve risk and may result in loss.

Sharestates Investments, LLC is a wholly-owned subsidiary of Sharestates, Inc. that serves as the originating entity for all loans made or arranged pursuant to a California Finance Lenders Law license.